What people
are saying

"Thanks Ryan for the meet up just now! Knowing Ryan is a hardworking and passionate individual from our time working together in the past, he did not disappoint today and provided great insights and advice all while having a simple conversation and sincerely enquiring about my well-being and situation. I was impressed by his ability to personalise his pitch by helping me identify some of my personal priorities, and he even posed questions that I had never thought of myself to truly understand my personal situation better. I have no doubt that he will continue to provide tailored and personalised advice and recommendations to continue to not just guide me but empower me better in navigating the financial world as well as address any of my concerns, and I highly recommend that you do the same and have a chat with him to help him help you!"

"I have known Ryan for almost 10 years now and while many things have changed, I can safely and confidently say that his willingness to help others, sincerity and heart for the people around him are some of the traits that never went away. While we were discussing about financial planning, he never once made me feel uncomfortable and I felt very at ease knowing that he has my best interest at heart. I understand that many may not feel comfortable talking about their finances with someone they are not so familiar with but I can almost guarantee that you’ll walk away from the conversation more enlightened rather than threatened. So thank you Ryan. I’m glad to have that conversation with you!"

"Ryan has been exceptional to work with. He brings incredible expertise in assets accumulation which helped me realise that there is another way to look at saving. His visualization on paper made the entire process smooth and effective. I highly recommend Ryan for anyone seeking financial advisory"

"I had the pleasure of talking with Ryan, and I was impressed with his expertise and dedication. Ryan takes the time to understand and offers his advice with a clear, easy-to-follow approach Today, I set some realistic goals and recognized the importance of starting my investment journey sooner to reach my retirement objectives. I also learned that if I want to invest for the short term, I need to begin right away. Ryan explained the concepts clearly and had a well-organized approach to the planning process"

"Ryan is very knowledgeable in financial planning and he recommends a tailored plan according to my goals. He addresses the concerns I have and shared ideas that has enabled me to trust him with my financial planning. I recommend listening to his ideas and giving him a chance to show you what he can do for you."

"Ryan possesses the ability to explain the intricate details of insurance and investments in a streamlined manner through usage of anecdotes, making it a really interesting session with him. He shares our woes when it comes to health and financial planning which makes it really easy to place my trust in him so I highly recommend giving him a chance to share his materials! - Abner After meeting up with Ryan, I learnt much about the different types of coverage, savings and investment plans. I gained deep insight on the importance of having the right policies. Ryan was able to answer the queries I had regarding the different policies and was very knowledgeable in the field. - Thaddeus Ryan is very knowledgeable and recommends clear and concise objectives accordingly to each financial situation and what can or cannot be suitable. He addresses the important fundamentals of financial planning very clearly and is trustworthy in this department. I recommend listening to his ideas and giving him a chance to show you what he can do for you. - Chuan Ren"

"Unlike typical financial advisors, Ryan takes the time to truly get to know you before recommending the right plans based on your wants and needs. He shared a new perspective on what critical illness means to us and our loved ones, and how to better plan for our future. I highly recommend giving him a chance to share his knowledge and advice on financial planning!"

"I’ve known Ryan for many years, and he remains the sincere, optimistic and hardworking individual from when we worked closely together. Ryan demonstrated a genuine interest in understanding my situation, structuring his delivery in the manner that will best fit my concerns. Will strongly recommend Ryan as a trustworthy and earnest introduction into the financial planning world and I’m sure he will work hard for you"

"Thanks Ryan for the session earlier! He shared with me the importance of being covered and how I should go about doing that. Not only that, he gave me a glimpse on how proper financial planning should be done and why its of paramount importance. The information shared with me was relevant and digestible. Kudos to Ryan for also patiently answering all my queries, it was a good one!"

"Thanks Ryan for the session earlier! He shared with me the importance of being covered and how I should go about doing that. Not only that, he gave me a glimpse on how proper financial planning should be done and why its of paramount importance. The information shared with me was relevant and digestible. Kudos to Ryan for also patiently answering all my queries, it was a good one!"

"Had a great catch-up with my ex-student, Ryan! It was awesome reconnecting and even better to learn more about insurance coverage in detail. Ryan really knows his stuff—he’s patient, thorough, and took the time to explain everything clearly, answering all my questions without rushing. If you’re looking for someone trustworthy to chat with about insurance or just want to clear up any doubts, Ryan’s definitely the go-to person."

"From the start, Ryan really took the time to get to know my financial goals and concerns, making sure his advice was tailored to my unique situation. I never felt rushed or like I was just another client. Thanks to his clear guidance and expertise, I've learnt more about insurance plans and how to make smarter financial decisions. I definitely feel more confident about my future plans after talking to him."

"Ryan has a gift for making complex insurance and investment topics easy to understand. He uses simple explanations and relatable stories to keep things interesting and takes the time to understand your financial situation before offering advice. Whether it’s answering tough questions or explaining why the right policies matter, Ryan’s knowledge and genuine care make it easy to trust him. If you’re looking for someone who really knows their stuff and has your best interests at heart, Ryan’s your guy. - Sofian Meeting Ryan really helped me to gain a deeper understanding of how the different policies work and why each of them are important to have. He made them very easy to understand with great analogies and detailed explanations. I was thoroughly invested in what he was saying and realised how interesting each policy was. Ryan's knowledgeability helped to answer many of my questions as well. - Paul"

"I met Ryan back in 2021, and let me tell you that he’s one of the most down to earth and passionate individual that I’ve ever met. Not only did he share about the significance and relevance of financial planning today, he also did it in a way that was easy to understand. My session with him never felt rushed in any way, and it was definitely an informative and fruitful one :) If anyone’s looking for any financial advice/ planning, Ryan is the guy you look for. Keep at it bro! Thank you Ryan!"

"Had a great meetup with Ryan earlier today! I've known him for almost 10 years now and am really glad to see him join this industry, looking to help people around my age with our financial planning and health coverage (especially since we may not be as knowledgeable about these types of matters). His explanations are clear and he is very transparent with everything that he does which is great, which gives me the additional assurance that I can place my full trust in him for such matters. Having known him for such a long time, one thing I can say is that Ryan is a really genuine person who looks out and wants the best for his family, peers, and potential clients in time to come. Do give him an opportunity to share more about himself and how he can support you in your future decisions, you'll see why many of us are blessed to have him in our lives."

"Ryan makes a lot of effort to try to understand my background before recommending anything. Through that, he was able to craft a tailored priority list that is substantiated by not only generally good financial advice, but also catered to my needs and wants. He has applied the personal touch to many things, and I feel very safe in his hands. - Jordan Ryan made me feel comfortable talking about my future plans and financial concerns. He explained everything in a way that was easy for someone like me, who isn’t financially literate, to understand. With Ryan, I never felt like I was just another client. His commitment has earned my complete trust, and I feel reassured knowing I am in good hands. - Uwais"

"I had a wonderful catch-up with Ryan earlier today. Having known and worked with him for a few years now, I can wholeheartedly vouch for his commitment, integrity, and strong work ethic. What really sets Ryan apart is his ability to make the conversation feel like a genuine heart-to-heart chat rather than a sales pitch. He takes the time to truly understand your goals and priorities in life, which makes the process not only comfortable but also empowering. Ryan is very good at explaining financial concepts clearly and concisely, ensuring that even complex topics like investments, insurance, and estate planning feel manageable and easy to understand. His knowledge in these areas is impressive, and he’s always patient in addressing any doubts or questions. Ryan is incredibly passionate about what he does, yet never pushy. I highly recommend having a chat with him to see what he can do for you!"

"Had a very meaningful meetup with Ryan last Friday where we had a little catch up on what we were each doing with our lives, of course on top his pitch on financial planning. Having known Ryan since my army days, I can not only vouch for his dedication and attention to detail, but also his ability to be down to earth when speaking to you about your concerns. What really stood out to me was also his patience when trying to understand my financials and explaining to me his approach to financial planning, giving me the opportunity to realise for myself what I needed by asking me simple yet thought-provoking questions. Thanks Ryan for aiding myself in my financial planning! To anyone who has any doubts in Ryan's ability to help you, don't. Give him the opportunity to have a chat with you, I'm sure he'll try to solve your problems to his utmost abilities!"

"I just want to thank Ryan for the financial advice he gave me recently. The tips on future planning were super helpful and really gave me a better understanding of how to approach things. He explained everything in a way that was personalized to each person. Even though some of the plans didn’t apply to me right now, I’m now aware of what to do in the future. Highly recommend reaching out if you're looking for financial guidance!"

"Thank you Ryan for the meaningful meetups we've had each time. I always feel comfortable and never rushed. I’ve learned so much from your financial advice and gained a better understanding of managing my money. If you get the chance, I highly recommend meeting with Ryan to see for yourself what he can do for you! Lixuan"

"Thanks for the clear and open conversation about managing finances. Learnt a lot from Ryan and had a great dinner as well!"

"Ryan is not your typical insurance agent. Instead of just selling policies, he truly cares about your needs and building lasting relationships. He focuses on solutions that make sense for you and ways to help you protect what matters most. This isn’t just another insurance pitch, it’s a personalised experience."

"Thanks Ryan for sharing with me more about the importance of financial planning today! His ability to connect with people and taking the time to get to know you before providing suggestions made the conversation a lot more genuine. His explanations were very clear and easy to understand. Highly recommend having a chat with him! :)"

"Ryan has been exceptional to work with. He brings incredible expertise in protection plans which helped me to be more informed of future plans and how to properly manage and protect them. His comfortable approach and friendliness made the entire process smooth and effective. I highly recommend Ryan for anyone seeking protect their wealth and funds in the long run."

"Ryan delivers outstanding value through his expertise in financial planning. He helped to plan out my expenses and budget meticulously so that I know how much I can comfortably put aside for investments. His knowledge and clear explanations of various financial instruments gives me confidence in working with him to grow my assets as well. Thank you Ryan! :)"

"I've had a truly positive experience meeting Ryan! What stood out to me the most was the time and patience he takes to explain the details of the policies. Unlike many others in the industry who can come off as pushy or sales-driven, he genuinely wants you to understand the benefits of each option so you can make the best decision for yourself. I also felt very comfortable during our conversations which helped me relate to and better grasp the value of what he was recommending. He's clearly well-versed in his field and i recommend anyone who is looking for someone who is knowledgeable and sincere to speak with him!"

"Ryan has been exceptional to work with. He brings incredible expertise in financial advisory which helped me achieve financial independence. His kindness made the entire process smooth and effective. I highly recommend Ryan for anyone seeking financial advisory."

"Ryan helped me understand the importance of doing my financial planning early while keeping in mind my entire timeline. His analogies during explanations helped me understand concepts easily, and he was quick to address prejudices and misconceptions so that our discussion could be meaningful. Thanks for a good chat king :-)"

"Ryan has been exceptional to work with. He understands my needs very well, and guided me on my financial plan moving forward. His friendly approach made the entire process smooth and effective. I highly recommend Ryan for anyone seeking financial guidance"

"Ryan was awesome to speak to. He closed up gaps that consumers may not be aware of, with his expertise in assets protection which gave me a peace of mind knowing that I was set financially going forward. His use of analogies made explanations effective and ensured that his clients would benefit from his services, whether directly or indirectly. His comprehensive rundown of one’s profile and funds, based on his deep understanding of his clients, on top of his genuine nature and patience, made it easy to approach him or clarify any doubts that I had. I highly recommend Ryan for anyone seeking financial consultancy."

"Ryan transformed how I approach my investment and savings plan. His analogy enabled me to understand what I've signed up for regarding my plans, and his honesty truly sets him apart. Anyone looking for a no-nonsense future planning would benefit greatly from his expertise."

"For Ryan, it’s never about him, it’s always about his clients. Understanding their lifestyle and needs is his first priority, and he emphasises that they should never buy policies during the first meeting. Throughout our conversation, I felt very comfortable and at ease, as though it was a catch up between friends rather than a typical FC and client transaction. Looking forward to see his progress and journey to become a successful FC!"

"Ryan is a rare gem to work with. He brings incredible expertise in explaining the different plans available for my personal needs and desires. Having worked with him since my NS days, it was naturally easy to build trust and rapport with him. The entire process didn’t feel rushed or forced at all, and I was more than willing to consider the options available. The entire process was tailored and thoughtfully oriented for my current lifestyle. I highly recommend Ryan for anyone who has enquiries navigating through life’s financial demons:)"

"Ryan has been super friendly and easy to work with. He was really patient when he walked me through the process of will writing and applying for an LPA. His good knowledge and easygoing nature made the entire process smooth and effective. I highly recommend Ryan for anyone seeking a reliable advisor to kickstart their income and wealth journey!"

"I’ve known Ryan for years, and catching up with him recently reminded me why I value his company so much. He has a way of making conversations about money feel comfortable and down-to-earth, never like a sales pitch. Instead, he takes the time to understand where you’re coming from and patiently explains things in a way that’s easy to follow. What really stood out to me was how he got me to think differently about saving and planning for the future, just by asking the right questions and showing me a clearer picture. His knowledge and dedication are obvious, but what makes Ryan different is how genuine and approachable he is. I’d definitely encourage anyone to have a chat with him if you’re thinking about your financial goals!"

"Ryan really focused on the what truly matters to you. Discussions were factual, clear and heartwarming to know that he is there for you every step of the way. After 2 sessions I learnt a little more about insurance and found out how he could help me. Most importantly I recommend him for his approach to be more “chill” and “down to earth” as compared to the “pushy”, “persistent” type."

"It was nice speaking with Ryan and gaining insights on how one can accumulate and preserve wealth across different stages of life. He has shown his knowledge as a financial advisor, that he is capable of advising his clients on their needs appropriately. What I enjoyed most was his honesty and openness, which allowed us to have fruitful conversations on this topic."

"I’d like to commend Ryan for the incredible support he’s given me in understanding savings and investment funds. Before working with him, these topics felt confusing and out of reach. Ryan explained everything clearly and patiently, helping me feel more confident and informed about my financial decisions. I really appreciate his professionalism, honesty, and the time he took to make sure I understood each step. It’s been a game-changer for me."

"Had a great session today! He was professional, approachable, and explained things clearly. Appreciate the guidance!"

"Ryan delivers outstanding value through his knowledge. I’ve known him for a few years now, and he never used our friendship as a reason for his trust. Instead, his unique approach and explanations helped me gain a better understanding of financial planning. His professional and dedicated service has made a lasting impact on my understanding."

"Ryan delivers outstanding value through his knowledge and understanding. His unique people skills helped me to be comfortable with him and made me feel like a friend. His professional and dedicated service has made a lasting impact on my business."

"Ryan has been exceptional to work with. He brings incredible expertise in many areas like hospitalisation, savings & investments which helped me achieve better options to start my journey with savings. His thorough explanation and real life examples made the entire process smooth and effective. I highly recommend Ryan for anyone seeking insurance plans!"

"If you’re looking for an insurance agent who genuinely has your back, Ryan’s the guy. He’s not just respectful and outgoing, he’s someone I can trust with my life and finances and that says a lot. What really stands out is the way he takes time to explain everything clearly. Even when I was confused, he patiently broke things down until I fully understood, never once making me feel rushed. I didn’t go with Ryan just because he’s my friend. I went with him because the way he carries himself, the way he treats people, and the effort he puts in shows he’s built for this. Ryan doesn’t just sell insurance, he makes you feel supported, understood, and confident in the choices you’re making. If you want someone reliable, genuine, and easy to connect with, Ryan is the agent you should be talking to."

"Ryan delivers outstanding value through his service. His unique approach helped me learn more about holistic financial planning and how I can retire comfortably. His professional and dedicated service has made a lasting impact on my financial journey."

"Ryan has been exceptional to work with. He brings incredible expertise in financial planning and insurance solutions, which helped me gain greater clarity and security over my financial goals. His professional yet personable approach made the entire process smooth and easy to understand. I highly recommend Ryan for anyone seeking reliable advice and guidance in their financial planning journey."

"Working with Ryan has been an absolute game-changer. His deep knowledge of insurance and financial planning took the stress out of a process that usually feels overwhelming. Ryan’s honesty, clarity, and approachable nature made everything easy to understand and surprisingly enjoyable. If you want someone who truly cares and knows their stuff, Ryan’s the one to go to."

"Ryan has been delightful to talk to! Although this is my first discussion with him, his clear delivery guides my thought process, making the discussion super smooth and productive. He brings incredible expertise in asset planning, and helped me realise what I'm lacking. It's clear to me that Ryan wants the best for the people around him, and I'm glad to be one of them!"

"Ryan is genuine in sharing his knowledge and unlike most advisors, did not hard sell anything. Instead, it was a pleasant sharing where I could ask about anything I was interested to know! Ryan also got lost in Toa Payoh"

"Ryan has been exceptional to work with. He brings incredible expertise in Wealth distribution which helped me to understand more about LPA and Wills. His approach made the entire process smooth and effective. I highly recommend Ryan for anyone seeking his service."

"Ryan delivers outstanding value through his insights on asset protections and savings outlook. His unique approach helped me to better understand my financial goals and habits. His professional and dedicated service has given me a new perspective and idea on how to properly finance and plan for my future."

"Ryan delivers outstanding value through his transparency and candour. His unique approach helped me start on my financial planning journey. His professional and dedicated service has made a lasting impact on my business."

"It has been great catching up with Ryan on life, work and everything in between. Really enjoyed our wide ranging conversation on the importance of insurance for young adults like myself and what I need to keep myself protected. Do reach out to Ryan if you are interested to learn more!"

"Ryan is a patient and approachable advisor who explains things clearly and thoughtfully. He brings a lot of clarity to the topics he discusses, and his detailed approach makes the conversation smooth and easy to follow. I would recommend Ryan to anyone looking for a knowledgeable and professional advisor."

"I had a really positive and comfortable experience with Ryan. He took the time to listen and explained things clearly. Didn’t make the session feel rushed or pressured. I appreciated how thoughtful and practical his advice was, and how he focused on solutions that truly fit my needs. I’m grateful to be working with someone who is reliable, approachable, and genuinely cares 🙂✨"

"Ryan transformed how I approach my finances. He walked me through wealth accumulation and wealth protection in a clear, structured way, making complex concepts easy to understand and practical to apply. The session also served as a helpful refresher on key financial fundamentals, and his clarity truly sets him apart. Anyone looking for straightforward and thoughtful financial guidance would benefit greatly from his expertise."

"Ryan has been exceptional to work with. He brings a high level of expertise in both insurance and investment planning, which helped address and clarify the doubts I previously had regarding the types of insurance best suited for me. His approach made the entire process smooth, effective, and reassuring. Ryan took the time to explain everything thoroughly and was very direct and transparent in addressing all my enquiries. His ability to break down complex topics into clear, easy-to-understand explanations truly sets him apart. I highly recommend Ryan to anyone seeking a knowledgeable financial advisor who is patient, detailed, and genuinely committed to helping clients make informed decisions."

"Ryan is warm, considerate, and patient. It is apparent that he seeks to understand different backgrounds and needs of people he works with, in order to deliver the most suitable solution. Meetings with Ryan have been pleasant as he explains things at a comfortable pace and articulates clearly. I highly recommend Ryan for anyone seeking financial consultation."

"Ryan has been exceptional to work with. He brings incredible expertise in personalising the plans suited for each of his clients and explaining the details well, which helped me achieve better understanding on what is more suited for my current stage in life. His friendly approach made the entire process smooth and effective. I highly recommend Ryan for anyone who is keen to know more about the different kinds of insurance plans available and which is more suited for themselves."

"Ryan is knowledgeable, professional, and genuinely cares about his clients’ financial goals. He explains things clearly and makes the whole process stress-free and customisable. Highly recommended for anyone looking for financial advice."

"Knowing Ryan’s personality for some time, he delivers outstanding value through his sincere and honest approach. His desire to craft real relationships creates a comfortable atmosphere for each fruitful meeting. It’s a pleasure being able to work with someone who always strives to provide the best service and that I can trust"